DEPARTMENT OF CO-OPERATION
The greatest challenge to any civilized society is the economic deprivation it harbours, in league with social deprivation. It is inescapable that a collective war is waged to banish human deprivation from our midst. No other organized set up can be more potent for this attack than building human capital among the deprived, through sustainable cooperative Development Initiatives. Congruity with human nature further enhances the value of such initiatives. This principle is germane to the cooperative management in the Country and Karnataka in particular, which encompasses the basic human feeling of self-worth as its core. The cooperative strategy goes deep into the realms of building financial capabilities and self-confidence especially among the rural poor.
The Department of Co-operation is a vital Department of the Government of Karnataka. The Department functions in close co-operation and co-ordination with various other Departments connected with the implementation of socio-economic plans and schemes.
The Department of Co-operation overseas the administration and functioning of various Co-operative Institutions namely Textiles, Sericulture, Industries, Animal Husbandry, Fisheries, Sugar, Horticulture, Agriculture and Irrigation and also assist the societies financially besides providing technical guidance and input.
The Co-operative Movement in India took birth in 1904 by the enactment of Co-operative Societies Act 1904 and after making a long journey it has entered into the new millennium with lots of hopes and expectations.
Two movements in the last century had a cascading effect on the well being of the vast population of this country. The independence movement got India rid of foreign yoke. Soon it was realized that political freedom had no meaning unless the country enjoyed the fruits of sustained economic growth. Independence movement was the movement of the people. And so has been the cooperative movement.
Enshrined in both the movements had been the urge and aspirations of the teeming millions of India – small and marginal farmers, landless laborers, workers, members of the weaker sections of the community viz. handloom weavers, fishermen, artisans etc. who were otherwise steeped in poverty and deprived of the means and fruits of an economic upsurge for centuries. The post independence era witnessed the saga of human struggle not only to better the lot of the poor people but also to ensure equitable distribution of wealth and in this endeavour cooperatives had a crucial role to play. People from various classes assembled under the umbrella of cooperatives. Be it green (agriculture), white (dairy), yellow (poultry) and blue (fishery) revolutions, their success depended on the vast cooperative network spread in the nook and corner of the country. The age old institution of money lenders crumbled under the weight of credit cooperatives and banking institutions in rural and urban conglomerations. Spread of the movement in non-credit sector also followed in a big way.
Right from the fifties of the 20th century, the country charted its course of economic development and chose mixed economy as the means to attain the goals. Whereas public and private sectors were assigned specific roles., the cooperative movement which has not been designated as a distinct sector even today had to fight its own battle and carve out a niche for itself in the economy. State participation in the financial set up of cooperatives became an integral part of the deliberate policy of the Government to promote cooperatives. Agricultural development became a major plank of the government. Cooperatives were to support the massive programmes for increasing agriculture production and creating suitable post- harvest facilities. The wide network of credit movement was assisted by non-credit cooperatives in various areas of socio-economic activities.
There was mushroom growth of cooperatives in credit and non-credit areas. Both credit and non-credit cooperatives had various tiers extending from primary to national levels. There was massive diversification of cooperatives in all spheres of the economy be it primary, secondary and tertiary sectors. Today Cooperative Movement in India is the largest in the world. The movement has permeated all walks of life i.e., agriculture, horticulture, credit and banking, housing, agro-industries, rural electrification, irrigation, water harvesting, labour, weaker sections, dairy, consumers, public distribution system, tribals, international trade, exports, agri-business, human resource development, information technology.
The first co-operative society of our country was registered in 1905 at Kanaginahal village of Gadag district in Karnataka. Sri Siddanagouda Sannaramana Gouda Patil is considered as the pioneer in the co-operative movement as he is the founder president of the said co-operative society in our country.
The Mysore Co-operative Societies Act 1959 is the first legislation in our state pertaining to the co-operative societies and has come into being from 25-05-1960.
Karnataka occupies third position in the co-operative movement in India. It has been playing an important role in improving the economic condition of people involved in co-operative movement and has spread to almost all sectors of economic activities, both in rural and urban areas.
Karnataka is the first state where in Agricultural loans through co-operatives are available at 3% which, is the lowest in the country. This facility is also extended to the loans borrowed by weavers and fishermen.
Loans are available, if borrowed through co-operatives, for self-help groups at 4%. Government of Karnataka is subsidizing the co-operatives by providing Interest- subsidy through budgetary provisions.
Since the implementation of the recommendations of Prof.Vaidyanathan Committee through MOU with Government of India, NABARD and the state Government in March 2008, the role of the state Government in respect of Agricultural credit structure Institutions has metamorphised from the role of regulator, supervisor to the role of being a Friend, Philosopher and Guide. All statutes, circulars, orders which were coming in the way of day to day internal affairs of the institutions have been withdrawn.
A new era of co-operative credit structure through self-governance and independent decision making has come in to being and it is hoped that the co-operatives will become professionally efficient and financially viable in the years to come.The state has witnessed a tremendous growth in the Cooperative Sector.
Highlights of the registered growth are as follows.
Co-operative institutions have played a vital role in the socio-economic development of the country, particularly in the rural areas and in agriculture and allied sectors. It is our firm belief and conviction that the Co-operative Institutions will continue to play a key role in the economic development of the country and will become more relevant in the changing economic environment of liberalization of globalization.
To promote and encourage the growth of self-reliant, autonomous and economically viable co-operatives through active participation of the members
Objective of the department
1. Strengthen the credit delivery system to the farmers through PACS and sustain the PACS by effective implementation of business development plan.
Objectives And responsibility Department's
Regulatory Functions of the department
Acts and Rules implemented by Co-operation Department.
Organizational Structure of the Department
The Principal Secretary to Government, Department of Co-operation, looks after the working of the Departments of Co-operation, Co-operative Audit, Agriculture Marketing and the State Warehousing Corporation. The department of co-operation at the Secretariat is responsible for policy making, planning, budgeting and for providing other support services to the co-operative sector. It provides norms and broad guidelines for strengthening and consolidating the growth of co-opeatives. It liases with Planning, Finance and other departments and with the Government of India. It is the appellate authority under the KCS Act and Rules. Government is also the appointing and disciplinary authority in respect of the officers of these departments.
State Head Quarters:
State, Regional, District and Sub-divisional level:
The powers of the Registrar have been delegated to the Additional Registrars and Joint Registrars in the Head Office, 4 Regional Joint Registrars of Co-operative Societies, 31 District Registrars of Co-operative Societies and 51 Assistant Registrars of Co-operative Societies based on the registered jurisdiction of the cooperatives. These officers exercise statutory and administrative control over the co-operatives in accordance with the powers delegated to them and accordingly register, amalgamate, liquidate co-operatives, amend their byelaws, inspect the co-operatives, function as quasi judicial authorities and perform all other statutory duties.
The District Deputy Registrars also function under the control of the Zilla Panchayats in so far as the implementation of the District sector Plan Schemes are concerned. The sub-divisional Assistant Registrar of Co-operative Societies are responsible for the implementation of the State Plan Schemes and the District Sectors Plan Schemes. For implementation of plan schemes of the District Sector, they work under the supervision of the Taluk Panchayats. There are 159 Co-operative Development Officers and 122 Co-operative Inspectors to assist the sub-divisonal Assistant Registrars.
The Head Office located in Bangalore, has been structured on functional and sectoral lines with reference to the types of co-operative societies. The department is headed by the Registrar of Co-operative Societies. He is the Chief Administrator of the department. He is assisted by four Additional Registrar of Co-operative Societies, four Joint Registrar of Co-operative Societies, three Deputy Registrar of Co-operative Societies, one statistician of the cades of Assistant Director and Assistant Registrar of Co-operative Societies and supporting staff.
Head Office consists of the following wings:-
The first four wings are headed by Additional Registrar of Co-operative Societies and the other wings by Joint Registrar of Co-operative Societies.
All these wings assist Registrar of Co-operative Societies in managing the department with reference to various provisions of KCS Act and rules and the implementation of various departmental programs sponsored by the government. The Registrar of Co-operative Societies has not only to administer the Co-operative societies Act and Rules but also to implement the Karnataka money lenders Act and Rules, the Karnataka Pawn Brokers Act and rules and Chit fund Act and rules.
Organizational Structure of the Registrar of Cooperative Societies, in Karnataka,
There are four Regional Offices corresponding to the revenue divisions of Bangalore, Mysore, Belgaum and Gulbarga. The Regional Offices are located in Bangalore, Mysore, Belgaum and Raichur respectively. Each Regional Office is headed by a Joint Registrar of Co-operative Societies directly reporting to Registrar of Co-operative Societies. The Joint Registrar of Co-operative Societies in charge of Regional Office exercise powers as per the powers delegated to them.
Each district office is headed by a Deputy Registrar of Co-operative Societies reporting to the concerned Regional Joint Registrar of Co-operative Societies. Bangalore urban district has been bifurcated into three Deputy Registrar of Co-operative Societies for the sake of administrative reasons . The Deputy Registrar of Co-operative Societies in charge of district office is Register under the Co-operative societies Act, Money lenders Act, Chit Act, and the Pawn Brokers Act, Karnataka Societies Registration Act .
In the state, there are 51 sub divisional offices headed by Assistant Registrar of Co-operative Societies. They directly report to the concerned Deputy Registrar of Co-operative Societies and perform functions delegated to them by the Registrar of Co-operative Societies.
Taluk level Office
Considering the increasing work load and diversified responsibilities of the department, the need for establishing separate offices at the taluk level was felt and an office was set up at each taluk. Every taluk office is headed by a Co-operative Development officer.