SAHAKARA SINDHU
Department Of Cooperation, Government of Karnataka

Agricultural Credit     ||    Non Agricultural credit    ||    Marketing     ||     Processing     ||     Consumer     ||     Dairy     ||     Housing

NON-AGRICULTURAL CREDIT

For more details contact :

Mohammed Jaffur-ulla Khan, JRCS
(Urban Bank Cell
) ,
Contact No :080-22202677,
Email : jrcs-ubc-ka@nic.in

M.P.Manjunath ARCS
(Urban Bank Cell (Incharge)
,
Contact No :080-22269636/37 Ext : 214,
Email : arcs-ubc-ka@nic.in

Urban Cooperative Banks and Non Agriculture Credit Cooperative Societies cater to the needs of Non Agriculture Credit. The Urban Cooperative Banking Sector in the State has achieved tremendous progress in the Banking Sector and has acquired third place in the country. Apart from Urban Cooperative Banks, Non-Agricultural Credit Cooperative Societies and Employees Credit Cooperative Societies are also functioning and have played a significant role in advancing loans.

URBAN COOPERATIVE BANKS

These Urban Co-operative Banks and Non-Agricultural credit Co-operative Societies are advancing loans to small and medium scale industries, house building and other consumption loans as required by the needy members. These Urban Banks and Non-agricultural credit cooperative societies are self developed and are not depending on the financial assistance of the Government.

(Rs in Crores)

Sl .No

Partculars As on 31-3-2014

Urban Banks

Non Agricultural Credit Societies

1

No of urban co operative bank/societies registered

290

3666

2

No of Liquidated urban co operative Banks and Societies

41

172

3

Defunct

-

223

4

Total Number of Banks and Societies

249

3271

5

Branches

530

706

6

Membership

1524608(Lakhs)

2629412(Lakhs)

7

Share Capital

879.48

1722.84

8

Deposits

21421.42

15381.52

9

Working Capital

22300.90

     17104.36

10

Loan & Advances

11215.02

4606.17

11

Net Profit

751.46

947.30

12

No of Banks/Societies in profit

226

2569

13

No of Banks/Societies in loss

23

702

14

Women Co-op.banks/societies

28

155

15

Employees co-op.banks/societies

11

180

  • The Belgaum Catholic Co-operative Bank has been merged with Pune People's Co-operative Bank on 31-03-2012.

    WOMEN URBAN COOPERATIVE BANKS Top

    Among the above Urban Cooperative Banks, there are 28 Banks organized exclusively for women. The organization and development of women cooperative Banks has occupied the second place in the country.

    THE KARNATAKA STATE COOPERATIVE URBAN BANKS FEDERATION LTD., BANGALORE.

    The Karnataka State Cooperative Urban Banks Federation was registered during the year 1965 with Primary Urban Cooperative Banks as its members.

    Its main objectives are as under:

    • To represent and to co-ordinate the activities of Urban Cooperative Banks with the State Government and the Reserve Bank of India to promote uniformity in their Banking activity.

    • To represent and to work for the development and to safeguard the interest of these Banks

    • To provide common forum to discuss the problems relating to technical and practical problems of these Banks.

    • To provide training to members, office bearers and employees of these Banks regarding the provisions of the KCS Act and Rules, R.B.I. guidelines with regard to Banking management and allied matters.

    • Apart from the above objects, the Federation is publishing books, registers and other literatures of Banking and other subjects of interest concerned to Urban Cooperative Banks and to sell and distribute them at reasonable prices to the Banks.

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